by Maureen Closs
Although Christmas sales figures have been less than overwhelming
for 2012, staff at Citizens Advice still expecting a surge of post-Christmas debt
cases. The rush generally starts in
January and runs flat out till the spring time as the bills begin to land on
the doormat.
The problem for most clients of Citizens Advice, is that
because their incomes are so tight, they have little or no slack in their
budgets to cope with the additional expenditure that comes with Christmas. They
have to turn to alternative sources for some quick cash.